Website publisher:

The website that can be accessed at the following URL:

 "" is published by:

Crédit Agricole Leasing & Factoring, a Public Limited Company with a capital of 195,257,220 euros
Registered Office: 12 place des Etats-Unis - 92120 Montrouge cedex France –

Tel. 01432 37000
Registered Number 692029457 at the Nanterre Registry of Commerce and Companies
Intra-Community VAT registration number: FR02692029457

Crédit Agricole Leasing & Factoring is a credit institution governed by French law and authorised by the Approvals, Authorisations & Regulatory Division of the Autorité de Contrôle Prudentiel (Prudential Regulation Authority in France) - 61 rue Taitbout- 75436 Paris Cedex 09) and authorised as an insurance brokerage firm - Orias N° 07 030 220 (

Managing Editor: Philippe Carayol, CEO of Crédit Agricole Leasing & Factoring

Editorial manager: Pierre Stelmaszyk, Head of Communication at Credit Agricole Leasing & Factoring

Webmasters: Samy Garrabos Communication Officer - Crédit Agricole Leasing & Factoring

Hosted by: BLUE ACACIA - 25, rue de Maubeuge - 75009 Paris - Tel.: 01564 33200


Design and production: Web agency Blue acacia, 13, cité Joly - 75011 Paris, Tel. 01564 33200

The publisher undertakes to comply with all laws concerning the setting up and running of a website.



The website "" is for information. Those who access this site and the information it contains, accept the rules of use set forth below.


Terms of access and use

This website is subject to the laws and regulations in force in France and to these terms of use.

This information website is intended for "web users" or "users" of this Crédit Agricole Leasing & Factoring website, be they clients or not.

Most of the content and services on this website are in French or English. Should any dispute arise, the French version shall prevail.

This website may be accessed 24/7 except in the case of force majeure, act(s) of third parties and/or maintenance work and/or interventions required to keep the site running properly.

You are reminded that confidentiality of correspondence is not guaranteed on the internet, and it is up to each web user to take all appropriate measures to safeguard their own information and/or tools and/or software.


Information published

The content published on this website is supplied for information purposes and is liable to be changed without prior notice.

No information appearing on this website shall be construed as an offer or solicitation of an offer of products and services, issued by Crédit Agricole Leasing & Factoring, its branches and subsidiaries.

Any person wishing to avail of the services and products described on this website, either directly or via a hyperlink, is asked to contact Crédit Agricole Leasing & Factoring in order to find out the availability of the product or service in question, as well as the applicable contractual terms and pricing.

Access to the products and services described on this website is likely to be restricted for certain people and in certain countries. Crédit Agricole Leasing & Factoring shall not provide any of the products or services described on this website to any person where the law or regulation in their country of origin, or in any other country concerning them, prohibits this.

Crédit Agricole Leasing & Factoring, the website publisher, makes every effort to provide web users with high quality tools and/or information.

Despite all of the care taken, some risks are inherent to electronic data transmission. Delays, omissions and inaccuracies are liable to occur.

Consequently, Crédit Agricole Leasing & Factoring cannot guarantee the accuracy, reliability and completeness of the information that appears on this website, and accepts no liability for errors, unavailability of information and updates, inaccuracies and/or the presence of a virus when connecting to this website.

Similarly, Crédit Agricole Leasing & Factoring accepts no liability for misuse of the site by web users or for the temporary unavailability of the website (force majeure, maintenance and/or technical incident of any kind).

It is for web users to exercise good judgement as to how they use the information available on this website. Web users are solely responsible for how the information appearing on this website is used and for the consequences that may ensue, in particular, with regard to decisions taken and actions undertaken based on this information.


Intellectual property rights

The Crédit Agricole Leasing & Factoring website must be considered as an indivisible whole.

This site and all of the elements contained therein (in particular, information, data, texts, sounds, images, drawings, graphics, photographs and distinctive marks) are the exclusive property of Crédit Agricole Leasing & Factoring or its partners.
This site and all of the elements contained therein are subject to the provisions of the French Intellectual Property Code and, as such, are protected against any unauthorised use by the law and these terms of use.

The reproduction, representation (including in particular downloading and printing on paper) or distribution, in whole or in part, of the content of this site, on any media whatsoever and by whatsoever process, is therefore strictly prohibited EXCEPT:
- with the prior written consent of Crédit Agricole Leasing & Factoring or
- for purposes of information and/or copies or reproductions intended for strictly private and personal use, provided that the web user shall not remove any copyright references, or other references related to intellectual property rights.

Downloading or any other form of reproduction of software or elements present on this website does not grant any entitlement to these to the web user.

The reproduction, transmission (electronic or any other means), alteration and use of this website, in whole or in part, for commercial or public ends, as well as the creation of links to it, are prohibited without prior written authorisation from Crédit Agricole Leasing & Factoring.

It is also strictly prohibited to use or reproduce the "Crédit Agricole Leasing & Factoring" name, as well as all logos corresponding to this name, used on their own or in any association whatsoever, and in particular for advertising purposes without the prior agreement of Crédit Agricole Leasing & Factoring.

In general, it is forbidden to reproduce, delete, reuse or alter in any way whatsoever any distinctive mark belonging to Crédit Agricole Leasing & Factoring or its parent company, subsidiaries or sister companies, without the prior written agreement of the rights holder of this distinctive mark.

Failure to comply with these prohibitions shall constitute an infringement which may incur the perpetrator's civil and/or criminal liability.


Safeguarding personal information

This "" website of Crédit Agricole Leasing & Factoring has been duly declared to the Commission Nationale de l’Informatique et des Libertés (French Data Protection Authority - CNIL) in accordance with Law n° 78-17 dated 6th January 1978 amended by the data protection act n° 2004-801 dated 6th August 2004.

Web users or users of this website are likely to transmit personal data about themselves to Crédit Agricole Leasing & Factoring whenever they fill out the forms and questionnaires found on this website.

The data thus collected may be processed, by automated means or otherwise, within the meaning of Law n° 78-17 dated 6th January 1978, as amended by the abovementioned law, under the terms attached to each form or questionnaire.

Controller and purposes of processing

Personal data is collected on this website by Crédit Agricole Leasing & Factoring, the website publisher, in its capacity as controller, and shall be used for purposes of sales marketing and statistical study.

Character of data collection and use

The web user or user of this site is not obliged to answer the questions they are asked in full or in part. Mandatory information to be communicated is shown by an asterisk. If they do not send this information, the user's request cannot be handled.

Professional Confidentiality

Such information sent is protected by the professional confidentiality to which Crédit Agricole Leasing & Factoring is held under article L 511-33 of the Monetary and Financial Code in France.

Exercising your rights

In compliance with Law n° 78-17 dated 6th January 1978, as amended by the abovementioned law, the web user can, at any time, exercise their right to access, communicate, object and correct, in writing to:

Crédit Agricole Leasing & Factoring - Legal & Compliance Department

The web user can, at any time, object to their data being communicated to third parties or being used by the controller for sales or marketing purposes, under the terms mentioned above.

If the web user contacts Crédit Agricole Leasing & Factoring by post, the cost of the stamp will be reimbursed upon their request.

Data transfer

The user is advised that the information they provide to Crédit Agricole Leasing & Factoring may be transmitted to persons or organisations that are resident outside the European Union.


Use of information for marketing purposes

In compliance with the applicable regulation, any telemarketing using automated calling, e-mail, SMS/MMS or fax, and all sales or rental of information for marketing purposes through these means shall only be conducted with the concerned web user's prior consent to receive marketing offers through this channel and/or the forwarding of their information.

If the web user has ticked the boxes found on this site to accept marketing messages, they may rescind this consent at any time under the terms defined in the paragraph "Exercising your rights". In particular, each marketing message sent via one of the abovementioned means shall give the web user the option to object to new marketing messages in the future.

Any marketing by post or non-automated telephone calling can only be conducted once the web user has been given advance opportunity to refuse this solicitation before final acceptance of their answers (when their postal address and telephone number are collected).

If the web user does not object to receiving such marketing messages by ticking or unticking the relevant boxes on this website, they may at any time subsequently, and without cost, exercise their right to object, within the terms set out in the paragraph "Exercising your rights."



Crédit Agricole Leasing & Factoring is concerned with maintaining the quality and integrity of the personal information of users of this site. The secure technologies and policies applied enable the user's personal information to be safeguarded against any unauthorised access and/or any improper use. The various individuals with access to this information are required to respect the privacy of users of this site and the confidentiality of their information.

Crédit Agricole Leasing & Factoring shall never e-mail users of this site, asking them to log in to their online banking, or to supply confidential information (bank card number, code etc.)


Hyperlinks and viruses

Adding hyperlinks to this site that direct to other resources available on the internet shall not constitute approval of these resources or of their content, and Crédit Agricole Leasing & Factoring, the site publisher, shall in no way be held liable.

You are expressly reminded that Crédit Agricole Leasing & Factoring has no control or liability over the creation of links to sites outside Crédit Agricole Leasing & Factoring, or as to the content of said sites.

Additionally, internet users agree that their decision to access a different site using a hyperlink is at their own liability. Consequently, Crédit Agricole Leasing & Factoring accepts no liability for any damage resulting from a web user's accessing another site via a hyperlink.

Crédit Agricole Leasing & Factoring must give its prior stated authorisation for any hyperlink to this website, and it reserves the right to remove the link at any time.

It is for each web user to take the necessary precautions to ensure that the site they have selected is not infected by a virus or by other destructive component. Crédit Agricole Leasing & Factoring accepts no liability for damages arising out of use of the Crédit Agricole Leasing & Factoring website or other sites linked to it.


Use of cookies

When accessing this website, users are advised that information may be temporarily stored on their hard disk in order to facilitate site navigation.

Site users acknowledge notification of this practice and authorise Crédit Agricole Leasing & Factoring to use it.
Web users acknowledge notification of the means at their disposal to object to saving cookies by configuring their browser settings.


Habitual reservation

The information contained on this site does not constitute any commercial offer whatsoever of products or services. The website publisher accepts no liability for page content, which is published purely for information.


Photo Credits

The photographs used were provided by Olivier Seignette© et Mikaël Lafontan©.



Access is free to the Crédit Agricole Leasing & Factoring website, excluding the cost of internet service provision and telephone communication, which the operators charge for directly.

To request any clarification, please contact the webmaster.


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